I read Undermind recently. Checks all those boxes, though I can't say she uses her mind much. She's mostly been thrown around by circumstance without a break in-between to really get her bearings and figure all the shit out.
Edit: the great game - the young master, I seriously though that it was a translated story along with the Tales of the Reincarnated Lord
The Oscillation and A Tail’s Misfortune could tick your boxes, maybe Orivar: Deep Black as well, and The Eagle’s Flight if you don't mind novel that follows multiple characters and storylines.