Discussion Life insurance during this COVID19 season.

Discussion in 'General Chat' started by reagents 11, Feb 27, 2020.

  1. reagents 11

    reagents 11 disaster personified

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    So anyone has apply for life insurance recently ? If any is there any changes to their terms for application or service and their cost ?
     
    imK likes this.
  2. Lewisking50

    Lewisking50 Voidseeker, King of literally nothing

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    If Corona-chan takes us all anyway life insurance is useless.
     
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  3. juniorjawz

    juniorjawz Well-Known Member

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    Depends on the insurance company, really.
     
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  4. Jiggy

    Jiggy I am JiggyliFAP~ the not fat anymore guy.

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    Well according to my parents. I'm worthless, so I don't think I can get insurance.
     
  5. reagents 11

    reagents 11 disaster personified

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    It's actually a good time to try to cheat their system during this kind of event.
     
  6. DocB

    DocB "I see you, little mouse! Run along"

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    not really life insurance, but i took a bet 100 euros that the numbers of deaths won't pass the 30k, is that the same?
    #gambling
     
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  7. Lswarmruler

    Lswarmruler 『Anya, The Cutest Esper Loli』《Spy x Family Manga》

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    The main problem isn't only the number of death, but also from city getting quarantine, economy crisis, mass hysteria...
     
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  8. Sabruness

    Sabruness Cultured Yuri Connoisseur

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    depends on your country and it's health system i guess, maybe?
     
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  9. 0000000

    0000000 I B SMILING!

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    Frankly not much changes to the life insurance policy, because it tends to only block shits like life long illness and only shields accidents. But the company did state something offhand as a thorough investigation will be conducted to see if you had catch the virus on purpose by checking your overseas travels (if any), contacts to any known infectee as intended, any ongoing financial issues that might lead to suicide instead of accidental death. Also the company will definitely be checking if you are really hospitalised or quarantined, and only after around one month or three would they send you the money.
     
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  10. Scandalf

    Scandalf ~Blood Raven~

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    Meh, what you really need to worry about isn't dying (especially if you're younger than 30-35) but the economic crisis, lack of food and water that is likely to happen if it gets to the point where our countries are affected as much as China and being forced stay at home all the time.
     
  11. --MON--

    --MON-- «Observer» «Death» «Lazy Reader»

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    it depends if you deliberately caught it also there are stupid people who want to infect others cause they already have it and want to bring others down by their stupidity.
    (ex. the one that spreads it in korea in the church.)
    escaping quarantine cause you don' want to be quarantined? then try to infect others cause why not?
     
  12. Lazriser

    Lazriser Well-Known Member

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    Sometimes I wonder if there is a death insurance?
     
  13. --MON--

    --MON-- «Observer» «Death» «Lazy Reader»

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    as long as you are dead you are insured, but if you come back to life you will lose your death insurance
     
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  14. Wujigege

    Wujigege *Christian*SIMP*Comedian

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    Even if you are due a payout, companies will delay as much as they can until your inheritors forget to file or something
     
  15. asriu

    asriu fu~ fu~ fu~

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    hmm if it Multinational Insurance company such as AIG, Manulife, Prudential and such heh good luck to try cheat them~
    it another story if insurance is hmm local country one cuz that really depend on how good the country insurance system on general and who own it~
    yup this cat have one~ and those multinational insurance company really clear, rigid, careful ect put it simple no easy game~ heck they even have own investigator to crackdown insurance scam~
     
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  16. Deleted member 213850

    Deleted member 213850 Guest

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    OK serious answer here, I already have a Manulife one. My mother will receive something if I die.
     
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  17. imK

    imK Artful Dodger

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    Have had life and health insurance for a couple of years now. No changes to my insurance provider's policies, premiums or excess requirements.

    Death and funeral cover is incorporated into my life insurance. You can buy it separately here.
     
  18. --MON--

    --MON-- «Observer» «Death» «Lazy Reader»

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    are there any for reincanators? so they can have a head start leading their new life with the money they will get from their previous body's insurance?
     
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  19. imK

    imK Artful Dodger

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    I wish! I'd flag down truck-kun in a heartbeat
     
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  20. --MON--

    --MON-- «Observer» «Death» «Lazy Reader»

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    you can also try to flag mr.pot falling from a building. no one uses him anymore because of truck kun.
     
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